If you ask a business owner what keeps him or her awake at night, chances are workers compensation claims are on the short list. In 2009 (the most recent year available), the average Massachusetts workers comp payout was just under $14,000. That’s up from about $8,000 in 2002. And although the State recently rejected a proposal for an 18.8% increase, odds are it’s just a matter of time before rates go up again.
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